Disclaimer

Informacion-legal

DISCLAIMER

DISCLAIMER
 
Identification data
 
Banco Inversis, S.A. (hereinafter, “INVERSIS”) is a bank entity subject to the supervision 0f the Banco de España and the National Securities Commission and is registered in the Official Bank Registry No.0232. BIC code: INVLESMM.INVERSIS, with CIF number A-83131433, is registered in the Commercial Registry of Madrid in Volume 17,018, Folio 69, Section 8ª and and Sheet M-291233. It has its registered office in the Plaza Aeropuerto Building, ave. de la Hispanidad 6, 28042, Madrid.


INVERSIS disclaimer
 
INVERSIS shall not respond in the case of: (i) force majeure; (ii) use of channels by third parties, other than the USER, not authorized in the event that the same had not sought annulment of its keys; (iii) damage to equipment or user systems or modifications, alterations or data loss occurring as a result of the transmission of any signal to the users' computers via the website or telematics or other technological means of INVERSIS, or security breaches of channels unless these are due to wilful misconduct, gross negligence or breach of contract of the Framework of Financial Products and Services of Banco Inversis , SAS; (iv) poor management, transfer and / or disclosure to third parties by the USER of its Password, User ID and / or Signature; (v) the possible damages that may result from interference, omissions, delays, blockages, interruptions, computer viruses, telephone breakdowns or disconnections in the operation of this electronic system or other electronic or technological means that could be used, due to causes beyond the control of INVERSIS; or caused by deficiencies or overloads of telephone lines or overloads in the INVERSIS data processing centre, in the Internet Network System or telematics or other technological delivery systems or transmission of information or execution orders; and (vi) damage that may be caused by third parties through illegal interference beyond the control of INVERSIS.

INVERSIS declines all responsibility for any damage that might occur as a result of errors, defects or omissions in the information provided by INVERSIS, on the condition that it comes from outside INVERSIS or based on third party sources.


INVERSIS is not responsible for the misuse of the contents of its website or telematics or other technological means, being the sole responsibility of the person who accesses or uses them.


INVERSIS assumes no responsibility for information contained on web pages of third parties that may be accessed by links or INVERSIS web page searchers. The presence of links (“links”) on the INVERSIS websites is merely informative and in no case does it suggest, invite or recommend them.


Intellectual Property Rights
 
The user acknowledges that the Industrial and Intellectual rights of the content of the web or other electronic means, its graphic design and codes, are the property of INVERSIS and/or third party providers of INVERSIS, and therefore it prohibits the reproduction, distribution, public communication and transformation, except for personal and private use.

Similarly, all trade names, trademarks or distinctive signs of any kind on the web or any electronic other means of INVERSIS, are protected by law. INVERSIS is entitled to immediately terminate the Framework Agreement of Financial Products of Banco Inversis, S.A. in the event that the USER is challenged or questioned in any way the validity of those aforementioned INVERSIS rights.


Data Protection

Pursuant to the provisions of the regulations on data protection, we inform the USER that their personal data may be processed by INVERSIS, as Process Manager, for managing procedures and requests made by the USER, including the contracted management services and products.

We inform you that the procedures may include operations in which INVERSIS acts as a mere intermediary, such as the distribution and sale of shares in investment funds managed by third parties, to manage any transaction or operation carried out as well as marketing and commercialization of financial products.

The USER may exercise their rights, under the terms established in current regulations, by means of a communication addressed to INVERSIS to the Madrid postal address (28042), Avenida de la Hispanidad, number 6, or at the following e-mail address protecciondedatos@inversis.com. 

The USER can consult at any time the detailed information regarding the USER’s personal data of the INVERSIS Website through the following link. 


Cookie Policy
 
INVERSIS Websites use cookies. A cookie is a file that is downloaded to your computer to access certain websites. Cookies allow a website, among other things, store and retrieve information about browsing habits of a user or your computer. They also allow, depending on the information they contain and way how your computer is used to recognize the user.


Cookies can be:


(i) Own: those that are sent to the user terminal from a computer managed by the domain to which the user accesses and requests the service.
(ii) Third: those that are sent to the user terminal from a different computer managed by a third party,different from the data obtained through the cookie.
(iii) Login: those whose temporality lasts as long as the user accesses the web.
(iv) Persistent: those that are stored in the terminal for a certain time, defined by the responsible party for the cookie.
(v) Techniques: those that allow navigation through the web and the use of different options or services.
(vi) Customization: those that allow the user to predefine certain general characteristics of the terminal.
(vii) Analysis: those that allow the responsible party for these, monitoring and analysis of user behaviour on websites to which it is linked.

This cookie policy is applied to all INVERSIS sites. With their use you can gain more knowledge on user activity, with the object of improving and facilitating our online service.


USERS have the ability to configure their browsers to disable or prevent the use of cookies. They may also, at any time, withdraw their consent to the use of cookies by eliminating those already stored on your computer. Their removal will not limit viewing or browsing websites.

Personal Data Protection Policy
 
This policy will be applicable to the personal data provided to BANCO INVERSIS, through the dedicated channels, by customers, prospects and third parties that have a relationship with BANCO INVERSIS.  

  1. CONFIDENTIALITY AND APPLICABLE SECURITY MEASURES.

The personal data provided will be processed by BANCO INVERSIS with absolute confidentiality, in a loyal and transparent manner, in accordance with the laws in force at all times, and INVERSIS undertakes to keep such data secret, as well as to adopt the necessary measures to prevent its alteration, loss and unauthorised processing or access. 

To this end, BANCO INVERSIS has the strictest procedures and security measures in place to protect personal data, taking into account the state of technology, the nature of the data stored and the risks to which it is exposed. 

  1. IDENTITY OF THE DATA CONTROLLER.

The Data Controller of the personal data provided is Banco Inversis, S.A. (hereinafter, "BANCO INVERSIS"). BANCO INVERSIS is a bank subject to the supervision of the Bank of Spain and the National Securities Market Commission and registered in the Official Register of Banks under number 0232. BIC code: INVLESMM. INVERSIS, with CIF nº A- 83131433, is registered in the Mercantile Registry of Madrid in volume 17,018, Folio 69, Section 8 and Page M-291233. Its registered office is located in the "Plaza Aeropuerto" building, Avenida de la Hispanidad 6, 28042, Madrid. 

Notwithstanding the foregoing, BANCO INVERSIS may process the personal data of the data subjects, not only as the Data Controller, but also as the data processor, when acting on behalf of third parties, who hold this status and with whom it has signed the corresponding data processing agreement. In this case, BANCO INVERSIS will process the personal data to which it may have access, in accordance with the instructions of the Data Controller and, in any case, in compliance with current regulations on data protection, adopting the security and privacy measures established by the Data Controller to guarantee the confidentiality and privacy of those affected. 

  1. DATA PROTECTION OFFICER.

The Data Protection Officer (DPO) is the person appointed by INVERSIS to protect your privacy and deal with all issues relating to the protection of personal data. You can contact our DPO through the following channels: 

  • E-mail: dpo@inversis.com.
  • Postal address: BANCO INVERSIS, Avenida de la hispanidad nº 6, Madrid (28042).

4. CATEGORIES OF DATA SUBJECT TO PROCESSING.

The personal data processed by BANCO INVERSIS is collected by BANCO INVERSIS directly, unless it acts in the capacity of data processor. In such a case, the data is communicated by the Data Controller and processed in accordance with its instructions. 

BANCO INVERSIS processes the following categories of personal data:

  • Identification data
  • Location and contact details
  • Professional and Employment Data
  • Economic, tax and financial data

The personal data provided by the data subjects is understood to be accurate and truthful and it is their responsibility to communicate any modification to BANCO INVERSIS immediately. 

  1. PURPOSE, LEGAL GROUNDS AND STORAGE PERIOD OF PERSONAL DATA.

The personal data provided will be processed for the purposes indicated below and in accordance with the legal basis and period that is also expressed: 

    1. Data processing on the basis of the (pre)contractual relationship.

The Data Controller will carry out any data processing needed to meet the obligations assumed as well as for the proper execution and development of the contractual relationship.   

The personal data provided will be kept for the duration of the (pre)contractual relationship and, once it has ended, until the legally established limitation period for actions has expired.  

    1. Data processing necessary to comply with the legal obligations of the Data Controller.

The Data Controller will process the personal data provided in order to comply with its legal obligations as required, and specifically to: 

      • Incorporate the data into BANCO INVERSIS' databases, to duly identify the data subject, and in order to comply with the applicable tax and sectoral obligations.
      • Communicate personal data to the Regulatory Authorities and Bodies, including the Bank of Spain, the National Securities Market Commission, the State Tax Administration Agency, the Executive Service for the Prevention of Money Laundering and Monetary Offences (SEBPLAC) etc., in accordance with the applicable sectoral regulations (Law on the Prevention of Money Laundering, Law on Banking Regulation and Supervision, etc.) and other accounting, commercial, fiscal, and administrative regulations. 
      • Management of complaints and claims filed with the Data Controller, in accordance with the applicable sectoral regulations.
      • Exercise of the right of defence in judicial and extrajudicial proceedings brought by INVERSIS or promoted by it.
      • Management and resolution of complaints submitted through the channels enabled by INVERSIS.
      • Response to requirements issued by Security Forces and Bodies, competent Public Administrations and Courts and Tribunals.

The personal data provided will be kept for the legal period provided for in each case and, once this period has ended, it will be deleted, in a secure manner.  

    1. Data processing on the basis of the legitimate interest of the Data Controller.

Legitimate interest is a legal basis that allows the processing of personal data by the Data Controller providing that the interests or rights and freedoms of those affected by the data processing do not prevail, taking into account their reasonable expectations regarding the relationship with the Data Controller. Following from the above, BANCO INVERSIS has analysed the processing listed below, and considered that the processing is within the reasonable expectations of the affected parties, without this violating their rights and freedoms. In any case and in accordance with current data protection regulations, the data subject may exercise their right to object to the processing, by email to protecciondedatos@inversis.com or request additional information thereon from our Data Protection Officer, at the address indicated above. 

  • Consultation of personal data of the affected parties in credit information files, in order to carry out the necessary checks, for risk control and fraud detection, under the requirements and legal guarantees in force.
  • Communication of data to credit records, when the legally established requirements are met, in situations of non-payment or debt.
  • Communications of personal data, when necessary, to other entities of the group, for internal administrative purposes.
  • Capture and recording of images through video surveillance systems located in INVERSIS facilities, in order to guarantee the safety of people and property. These recordings will be retained for a maximum legal period of thirty days.
  • Recording of telephone calls in order to verify the correct execution of the orders and transactions agreed.
  • Processing of contact and professional data of representatives of organisations contractually linked to INVERSIS, as well as of individual entrepreneurs in order to maintain and develop said business and/or commercial relationship.

The personal data provided will be kept for the legal period established and, if not specified, as long as it is necessary to meet the purposes indicated above, after which it will be securely deleted.  

5.4 Data processing on the basis of the consent to the Data Controller.

The Data Controller may request the data subject's consent to carry out the processing of personal data that requires such consent, for example delivery of commercial communications when there is no other legal basis, the performance of activities to promote its image or brand or the data's incorporation into the INVERSIS databases for participation in selection processes. For this purpose and specifically, the data subject will be informed in a specific way, requesting their consent, which may be withdrawn at any time through the applicable channels, or if not, by email to protecciondedatos@inversis.com. 

The personal data provided will be kept for the period necessary to meet the purposes indicated above or until the revocation of your consent. At that time, it will be deleted safely.  

 The personal data collected will not be used to create profiles or make automated decisions.

6. RECIPIENTS OF PERSONAL DATA.

The customer is then informed of the communications and transfers of personal data that INVERSIS BANCO may make: 

    • Communications to Regulatory Bodies, Supervisory Bodies and Competent Authorities on the basis of a legal obligation or at their request.
    • Communications of data relating to transactions carried out by citizens of U.S. nationality to the Control and/or Regulatory Authorities of the United States of America, in compliance with the tax obligations that are established.
    • Communications of data to service providers and third parties with which it is contractually bound (among others, where applicable, to the regulated Independent Collaborator) by reason of a contract for the provision of services for the sole purpose of being able to formalise and carry out the obligations assumed by BANCO INVERSIS with the data subject. 
  2. INTERNATIONAL TRANSFERS OF PERSONAL DATA.

BANCO INVERSIS informs that, in general, no international transfers are made outside the European Economic Area (EEA). 

In the event of a transfer of data outside the EEA, BANCO INVERSIS will have the appropriate safeguards in place for such transfer, in accordance with the requirements of the General Data Protection Regulation. 

  1. EXERCISE OF RIGHTS OF THE PERSONS CONCERNED.

The data subject may revoke the consent given, as well as exercise the following rights before the Data Controller: 

      • Right of access: the right to obtain information on what personal data is being processed and how it is being processed by the Data Controller.
      • Right to rectification: the right to request the correction of personal data that is inaccurate.
      • Right to erasure: the right to request the erasure of personal data.
      • Right to portability: the right to receive the personal data provided for transmission to another Data Controller.
      • Right to object: the right to request the cessation of the processing of personal data, when this is based on legitimate interest.
      • Right to restriction of the processing of personal data.
      • Right not to be subject to automated decisions.

To do so, the data subject must write to the following email address: protecciondedatos@inversis.com, indicating the right that they wish to exercise and the personal data or set of personal data that is the object of their request. For any questions or complaints regarding the processing of personal data, you may contact our Data Protection Officer, through the email address expressed above. 

Finally, we inform you that you will have the right to file a complaint with the Spanish Data Protection Agency, as the supervisory authority. (www.aepd.es).